শনিবার, ৩১ মার্চ, ২০১২

Currency trading Information Trading Strategy - AskMTG.com

Foreign exchange reports buying and selling is usually a tactic of buying and selling the Foreign exchange markets based upon financial information.

Equally as any companys shares get afflicted when fiscal news about the companys fiscal operation comes out, the exact same is true with currencies. A countrys currency is what a stock is usually to an organization. Any information a few nations financial overall health would be right affecting that countrys currency. And this is exactly where Foreign exchange information trading comes in. Investors training Foreign exchange reports trading get edge from the instant and sometimes wild fluctuations in the unique forex when selected financial information or information is introduced towards the public.

Any person that has noticed the markets previously, through, and after the release of a very important financial info would know that there exists probable for earnings that can be harnessed in Forex information investing. The critical issue is to the investor to act quick.

Now, how can he act rapid? Acting swiftly, like all other sort of Forex trading approach, can be predicated on planning. In Currency trading reports trading, the investor need to get himself all set with all the news that is heading to come back out. There are actually schedules on when these economic data are due to return out. A variety of Forex-related web sites publish these announcements together with the former and forecasted figures. The forecasted figures are the figures which the marketplace expects to come out. And frequently, based on these forecasted figures, the market reacts favorably or unfavorably when the news will come out. One example is, if per month CPI for any selected region is expected to increase by 0.5%, and the determine that arrives out is a rise of only 0.1%, then the marketplace can react unfavorably in the direction of it. Some could possibly expect that a 0.1% boost remains positive news for your forex. But because the industry is anticipating a 0.5% improve, the tiny elevate in CPI figures may truly hurt the forex.

So prior to the economic reports comes out, an investor training Forex information trading really should put together himself and give parameters on how he would act once the figures appear out. He ought to decode beforehand on what degree of figure he would purchase a currency, which amount he would promote, and when he would just keep within the sidelines (yes, remaining from the sidelines can be an useful position within the Forex markets).

By becoming organized this way in Foreign exchange information trading, the investor can act swiftly and confidently given that he has studied the markets and also the economic indicators which can be coming out. Now, receiving outside of the market is another concern. However it should also be incorporated to the trading strategy on the trader practising Fx reports buying and selling. Get ready beforehand what his goal gains are and exactly where his stoplosses. And in addition be prepared to take contingencies should the marketplace stall.

Its also significant to note that not all varieties of financial indicators hold the exact effect on the currencies. Particular financial indicators, specially those people immediately affecting a countrys inflation and interest levels, will be the types which normally move the markets.

Forex Industry News
Forex Industry

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Bad Credit Cash Loans- Help You to Earn Good Credit Scores ...

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> Loan Articles > Bad Credit Cash Loans- Help You to Earn Good Credit Scores




Primary objective of any person may be to earn money. But what if the earning does not bring any positive results? If your dues remain unsettled, then such failures may affect your credit report. The credit scores may go down and hamper your financial status. Deep down in your heart you may have desires to buy assets or luxurious items. But your monthly income of ?1000 and your bad credit history may put you off to look for extra cash. Bad credit cash loans would help in the financial improvement in life. These loans would help you to earn the financial benefits and progress in life.

Search the rates or the quotations that may suit your ability to grab the bad credit cash loans. Internet would be able to facilitate the information on the competitive rates or the quotations. The terms and conditions may differ from lender to lender. Use proper judgment skills to choose the lender. Finding a trustful lender may be little hard as many of them may be engaged in fraudulent practices. It has been observed that Bad Credit Cash Loans has sorted the financial problems of many bad creditors. The rates or the quotations offered are the best and may suit any borrower?s ability.

It would entirely depend on your decision how to finalize the loan deal. If you can afford to risk any of your assets as mortgage, then higher amount is assured. The loan amount would range between ?5000 and ?75000. The repayment period would not exceed beyond 25 years. On the contrary without pledging any collateral, you would be assigned with lower amount going up to ?25000. You can repay within a period of 1 to 10 years. Bad effects on the credit report caused by adverse credit records would be easily removed. Such bad factors are county court judgments, foreclosures, bankruptcy, missed payments, arrears, etc. Loans for bad credit assure to bring your damaged credit report to normal status or better status. As soon as you would apply online with specific details, the loan amount would be easily deposited in to the bank account.

You may be displeased with your poor financial status and bad credit scores. You may have been blocked from applying for extra cash with the help of such poor scores. Bad credit cash loans promise to offer you with comfortable amount on secured or unsecured basis. You would become capable to pay off the backdated dues or manage the current expenses. The result would be positive as the scores would increase.

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FIFA backs revamp of corruption investigation body

FIFA President Sepp Blatter gestures during a press conference at the FIFA headquarters in Zurich, Switzerland, Friday, March 30, 2012. Blatter promised that football's governing body will change the way it investigates corruption. FIFA's single-chamber ethics committee failed to gather enough evidence to prosecute some allegations of vote-rigging during the 2018 and 2022 World Cup bidding contests. (AP Photo/Anja Niedringhaus)

FIFA President Sepp Blatter gestures during a press conference at the FIFA headquarters in Zurich, Switzerland, Friday, March 30, 2012. Blatter promised that football's governing body will change the way it investigates corruption. FIFA's single-chamber ethics committee failed to gather enough evidence to prosecute some allegations of vote-rigging during the 2018 and 2022 World Cup bidding contests. (AP Photo/Anja Niedringhaus)

FIFA President Sepp Blatter gestures during a press conference at the FIFA headquarters in Zurich, Switzerland, Friday, March 30, 2012. Blatter promised that football's governing body will change the way it investigates corruption. FIFA's single-chamber ethics committee failed to gather enough evidence to prosecute some allegations of vote-rigging during the 2018 and 2022 World Cup bidding contests. (AP Photo/Anja Niedringhaus)

FIFA President Sepp Blatter gestures during a press conference at the FIFA headquarters in Zurich, Switzerland, Friday, March 30, 2012. Blatter promised that football's governing body will change the way it investigates corruption. FIFA's single-chamber ethics committee failed to gather enough evidence to prosecute some allegations of vote-rigging during the 2018 and 2022 World Cup bidding contests. (AP Photo/Anja Niedringhaus)

(AP) ? FIFA will change the way it investigates corruption and is prepared to examine any "credible" evidence of past wrongdoing, president Sepp Blatter said Friday.

Hailing a "historic day for FIFA's reform process" after a series of scandals, Blatter said it would revamp its ethics committee to create separate investigating and prosecuting units with new, independent leaders.

Blatter said the proposal presented by FIFA's anti-corruption adviser Mark Pieth got strong backing from his executive committee, some of whom have recently been cleared of corruption allegations by the existing ? and often maligned ? ethics body.

"Unanimously they agreed to this new approach in our, let's say, efforts for more transparency and integrity," Blatter said at a news conference announcing efforts in a promised two-year drive to clean up the world soccer body.

Still, Pieth's sharp criticism of FIFA's past investigative failings was not directly addressed and the timetable for much of his suggested reform program was pushed to 2013.

FIFA's reputation has been rocked by claims of bribery and vote-rigging that marred FIFA's presidential election campaign last year and voting in 2010 for the 2018 and 2022 World Cups.

The credibility of Blatter's organization was also harmed when the existing, single-chamber ethics committee failed to gather enough evidence to prosecute some allegations.

"FIFA has ... shown a lack of pro-active and systematic follow-up on allegations," Pieth wrote in a report submitted to FIFA on behalf of his 13-member expert panel advising on transparency and clean government. "In some instances, allegations were insufficiently investigated."

The revamped ethics court could start work immediately after being approved by FIFA's 208 member nations in May.

"The new ethics committee will have the possibility to initiate investigation in case of credible allegations," Blatter said.

Pieth, a former United Nations investigator, recommended in his report that the new ethics body's "procedures and organizational measures will be applicable to past behavior."

One of Pieth's fundamental demands looks likely to be met, with FIFA set to allow outsiders unconnected to Blatter's so-called "football family" to oversee the judicial process. They will also have power to screen potential FIFA officials for integrity.

FIFA said Pieth will choose three candidates ? which he suggested should be "truly independent persons of high standing and expertise" ?to chair each of the investigative and judging chambers. Member countries will vote at the May 25 congress in Budapest, Hungary.

FIFA also will ask its congress to approve an audit and compliance committee exerting tighter financial controls on the world governing body, which shares much of its billion-dollar income with its member federations.

FIFA did not immediately accept Pieth's suggestion that the audit committee should decide, and publish, the president's salary.

On Friday, FIFA announced it made a profit of $36 million in 2011 and increased its reserves to $1.3 billion.

FIFA also is setting aside $100 million to insure the salaries of all players against injury on official national team duty. FIFA says the policy should take effect on Sept. 1, and will cover all matches played on FIFA international calendar dates.

Blatter said the congress also should choose FIFA's first female member of the executive committee, which is currently a 24-man panel. The member is expected to be voted by acclaim at the 2013 FIFA Congress.

Pieth's panel appears to have much work remaining to oversee FIFA's overhaul in the next 14 months.

Pieth's team includes former Watergate investigator Michael Hershman, Britain's former attorney-general Peter Goldsmith and Alexandra Wrage, a Canadian expert in anti-bribery compliance.

They are monitoring three FIFA task forces whose detailed work relating to statutes, transparency and compliance, and ethics was largely glossed over Friday in Blatter's news conference.

A newly drafted code of ethics for soccer officials, referenced in Pieth's report, and his proposal to limit all executive committee members to two, four-year terms also were stalled.

FIFA's former anti-corruption partner Transparency International said in a statement that Blatter's organization had failed to follow through on its promises.

"We are disappointed. We had expected a more comprehensive introduction of new procedures," said TI's sports adviser Sylvia Schenk, who walked away from FIFA's process last November. "Too much is still unclear and key issues, such as investigations into the past allegations of corruption, have not been properly addressed."

Associated Press

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Travel To India he Best Time to Travel to North India Travels

Travel To India take a break from the unbearable heat of the season. Hilly states in India welcomes you take nap in the lap of Mother Nature. Owning to your comfort and desire, let me bring to you a travel guide, which will offer you a snippet about the top 5 hill stations in Himachal Pradesh. Most recently, international travelers has discovered the hill-station as a paradise for honeymooners.Travel To India you travel to India, you will find that this land is blessed with so many breathtaking things that are so unique and you will surely fall in love when you see it for the first time.?

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Trip to Dalhousie in Himachal Pradesh is just more than any leisure activities. The charming hill station is sandwiched between the Dhauladhar and Pir Panjal ranges. The hill station, now-a-days is gaining attention in the sector of travel and tourism in India. The probably reason might be its skyward altitude, which measures more than 2000m. Needless to mention that Kodaikanal is a summer retreat fro weary travelers, who finds the place a heaven to escape from the daily monotony. Exploring this beautiful country is absolute necessity as it is considered by many tourists as a land of knowledge, spirituality, mysticism, wisdom and wonders.?

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Tourists from different corner of the world visit the place all through out the year. A walk down the way to Satdara and Panchpullah offers the ultimate beauty of nature. Travel To India are Chamunda Devi Temple, Maharana Pratap Sagar, Nurpur Fort, Dall Lake, Dharmkot, Namgyal Monastery and Pong Lake Sanctuary. Popularly known as the 'Tea Capital of North India', Palampur hill stations in Himachal Pradesh is a newly explored tourist destination in India. In India, all states and union territories have great tourist hotspots where you can soak your soul in pure bliss. One such state that is rich in history, grandeur and elegance is the royal state of Rajasthan.?

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Travel To India of note are Kala Tope Khajjiar Sanctuary, Jhandrighat, Chamera Dam and Lower Bakrota Hill, which is home to more than 50-odd Tibetan families. Manali, a sought after destination for adventure seekers is not just a place to undergo adventure activities. Travel To India is a place for romantic vacation in South India. The hill-station, also known as 'Kodai' is blessed with breathtaking beauty of blue-green Vegai Plain, Raj-era Bungalows, blossoming gardens and breezy atmosphere. Quite many a times, the place is being explored by tourist who desires to enjoy the adventure of para-gliding and hang-gliders. ?

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This hill station in Himachal Pradesh is home to temples, gompas, tribal villages and lot more. Where adrenaline lovers participate in heli-skiing and explore the place, nature lovers dare to capture its eternal beauty on foot. Legend has it that the place was a part of the local Sikh Kingdom and later came under the regime of British Government, during the colonial period in India. It is one of the best north India travel destinations; people like to throng to this place as it has to lot to offer on a platter.?

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Most popular place to visit in Manali are Hidimba Devi Temple, Gadhan Thekchoking Gompa, Gulaba Camp, Malana Valley, Solang Valley and Rahala Falls. Till today, tourist can witness its glorious past, preserved in the form of colonial architecture. Besides, the place is highly explored by adventure trekkers and para-gliders all the year round.

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Genes for learning, remembering, forgetting

Thursday, March 29, 2012

Certain genes and proteins that promote growth and development of embryos also play a surprising role in sending chemical signals that help adults learn, remember, forget and perhaps become addicted, University of Utah biologists have discovered.

"We found that these molecules and signaling pathways [named Wnt] do not retire after development of the organism, but have a new and surprising role in the adult. They are called back to action to change the properties of the nervous system in response to experience," says biology Professor Andres Villu Maricq, senior author of the new study in the March 30 issue of the journal Cell.

The study was performed in C. elegans ? the millimeter-long roundworm or nematode ? which has a nervous system that serves as a model for those of vertebrate animals, including humans.

Because other Wnt pathways in worms are known to work in humans too, the researchers believe that Wnt genes, the Wnt proteins they produce and so-called "Wnt signaling" also are involved in human learning, memory and forgetting.

"Almost certainly what we have discovered is going on in our brain as well," Maricq says. And because a worm nerve-signal "receptor" in the study is analogous to a human nicotine receptor involved in addiction, schizophrenia and some other mental disorders, some of the genes identified in the worm study "represent possible new targets for treatment of schizophrenia and perhaps addiction," he adds.

Wnt genes and their proteins already were known to "pattern the development and distribution of organs in the body" during embryo development, and to be responsible for various cancers and developmental defects when mutated, he says.

Maricq conducted the study with these Utah biologists: doctoral students Michael Jensen and Dane Maxfield; postdoctoral researchers Michael M. Francis, Frederic Hoerndli and Rui Wang; undergraduate Erica Johnson; Penelope Brockie, a research associate professor; and David M. Madsen, a senior research specialist. The study was funded by the National Institutes of Health and the American Heart Association.

Synapse Plasticity is the Basis of Learning and Memory

Synapses are the connections between nerve cells (neurons). Nerve signals are transmitted through synapses. Learning and memory concern how these connections are made, broken, strengthened or weakened. Proteins known as receptors are delivered to the synapses or removed from them to strengthen or weaken the connection.

In the new study, Maricq and colleagues identified a "Wnt signaling pathway" ? a series of genes and the proteins they produce ? that controls the strength of nerve signal transmission from one neuron through a synapse to the next neuron. This allows "plasticity" of synapses ? a key factor in learning, retaining memories and forgetting.

"The adult nervous system is not a stagnant tissue, but rather dynamic and plastic, with the strength of synapses ? specialized neuron-to-neuron connections ? changing with experience, learning and memory," Maricq says. "It's not a fixed thing, like when you're done making the heart, you're done."

When synapses and thus incoming nerve signals are strengthened by adding receptors, an organism learns and remembers; when the opposite occurs, the organism forgets, he adds.

How is that connection strengthened or weakened? When one neuron sends a nerve signal to another neuron, the first neuron releases a chemical known as a neurotransmitter, which moves through the synapse connecting the two cells and attaches or binds to receptors on the surface of the second neuron.

"You can think of the receptors like amplifiers, like hearing aids," Maricq says.

The volume of the received nerve signal depends on the number of receptors, which are stored in a supply depot just below the nerve cell's surface.

The Wnt signaling identified in the new study "tells the depot to put more receptors into the synapse ? or not," says Maricq.

He emphasizes that the Wnt chemical signal is different than the actual nerve signal carried by a neurotransmitter chemical, which in the new study was acetylcholine. The Wnt signal "is a secondary signal that controls the volume of the neurotransmitter signal," Maricq says.

Worms Reveal Details of Nerve Signal Volume Control

By crippling various genes in the worms, the researchers identified the "signaling pathway" by which a Wnt protein in one nerve cell sends a chemical signal to another cell telling it to increase the number of receptors on its surface, thus increasing the strength or volume of nerve signals between the cells.

The type of nerve-signal receptor in the study is an acetylcholine receptor named ACR-16. When researchers crippled the gene that makes the ACR-16 receptor protein, there were not enough receptors, so nerve signals were disrupted and the worms "had uncoordinated movement," Maricq says. "They were semi-paralyzed."

The scientists found mutations of other genes that also resulted in inadequate ACR-16 receptors and impaired the worms' movement. They discovered such genes belong to the "Wnt signaling pathway" that puts enough receptors on the cell surface so signals can be received.

Besides ACR-16, genes in that pathway produced proteins named CWN-2 ? which is a Wnt protein ? LIN-17, CAM-1 and DSH-1.

Here is how that pathway controls the volume of incoming nerve signals:

  • A neuron releases CWN-2, which binds onto a receptor protein on the signal-receiving cell. That protein is a newly discovered combination of the LIN-17 and CAM-1 proteins.
  • The LIN-17/CAM-1 protein sends a signal to a protein called disheveled, or DSH-1.
  • "DSH-1 somehow sends the volume-control signal" that dispatches more ACR-16 receptors from depots inside the second neuron to that cell's surface, thus boosting the volume of the received nerve signal, Maricq says.
  • The researchers used a green jellyfish protein to mark the ACR-16 receptors so they were visible under a microscope. When any of the genes in the Wnt signaling pathway were mutant, the scientists could see the green-labeled receptors accumulate under the surfaces of nerve cells instead of moving to the surface.

    Another experiment recorded electrical currents in worm nerve synapses and found it was smaller when any of the Wnt pathway genes were mutated. The smaller current ? reflecting impaired nerve-signal transmission ? explains why the mutant worms were partially paralyzed.

    Human Version of Worm Receptor Tied to Mental Disorders

    The ACR-16 acetylcholine receptor is the worm version of the alpha-7 nicotinic acetylcholine receptor in humans and other vertebrates. Both are similar in structure and function in animals from worms to fruit flies, mice and people.

    The alpha-7 receptor "is important in schizophrenia and a number of different mental disorders, and may have a role in addiction, but we don't understand how it's regulated," Maricq says.

    Many existing psychiatric drugs modify synapse strength. The new study suggests research should be done to show if the same Wnt signaling genes in worms also control alpha-7 receptor levels on human brain cells. If so, new drugs might be developed to target those genes as a way to treat mental disorders, including addiction.

    "Addiction is like learning at a primitive level," Maricq says. "Addiction means that somewhere in your brain, synapses are too strong. So you want more."

    ###

    University of Utah: http://www.unews.utah.edu/

Thanks to University of Utah for this article.

This press release was posted to serve as a topic for discussion. Please comment below. We try our best to only post press releases that are associated with peer reviewed scientific literature. Critical discussions of the research are appreciated. If you need help finding a link to the original article, please contact us on twitter or via e-mail.

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শুক্রবার, ৩০ মার্চ, ২০১২

Autism far more prevalent than believed | Health X Pert Articles ...

Not eating animal products means a diet low in saturated fat and cholesterol, and although it can also be used to lose weight, it?s important not to skip out on valuable nutrients that often come from meat and dairy. Vitamin B12 Most women need 2.4 mcg of this vitamin each day. It?s essential for maintaining a healthy nervous system as well as healthy blood cells. Found mostly in poultry, beef, fish, and dairy products, this B vitamin has vegan sources as well including fortified cereals, fortified soy milk, kale, spinach, and nutritional yeast. Iron The RDI of iron for women is 18 mg, and while animal products contain iron, there are tons of vegan foods high in this mineral as well. The body needs iron to make hemoglobin, which helps carry oxygen from your lungs to the rest of your body, which is why an iron deficiency often causes fatigue. Be sure to include fortified cereal, fortified soy milk, beans such as garbanzos and lentils, tofu, sun-dried tomatoes, potatoes, sunflower seeds, flaxseeds, and peanuts in your vegan diet. Keep reading to find out what other nutrients vegan diets might be missing.

Source: http://healthxpert.org/autism-far-more-prevalent-than-believed/

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Thailand HBS 2012 : Thailand Health & Beauty Show 2012 ? Thai ...

Date:
November 7 - November 11, 2012
Location:
BITEC 88 Bangna-Trad Road (Km.1),
Bangna, Bangkok 10260 Thailand
Industry:
FOOD & HEALTH
Website
www.thaitradefair.com/2012/2012PR/HBS/
Additional Info:
? Official Hotels - Thai HBS 2012

Event Name: Thailand Health & Beauty Show 2012 (THAILAND HBS 2012)

Fair Duration: November 7-11, 2012

Venue: BITEC 88 Bangna-Trad Road (Km.1), Bangna, Bangkok 10260 Thailand

Organized: Department of International Trade Promotion (DITP), Ministry Of Commerce,
Royal Thai Government Office of Export Promotion Activities

Supporters by:
1.Ministry of Public Health
2.Office of Health Business Promotion, Department of Health Service Support
3.Medical Plant Research Institute, Department of Medical Sciences
4.The Food and Drug Administration
5.The Tourism Authority of Thailand Private Sector
6.The Private Hospital Association
7.Thai Spa Association
8.The Federation of Thai Spa
9.The Union of Thai Traditional Medicine Society
10.Thailand Beauty Association
11.The Thai Cosmetic Manufacturers Association
12.Herbal Products Association (HPA)
13.Association of Thai Travel Agents

Exhibit Profile:
1.Health and beauty products and services, raw materials as well as manufacturing equipments
2.Spa and Thai traditional massage services
3.Spa interior and decoration services
4.Spa equipments
5.Salon and beauty equipments
6.Body shaping
7.Massage and fitness equipments
8.Other related health and beauty businesses

Visitor Profile:
Trade days : Buyers, importers, manufacturers, traders, distributors, wholesalers, retailers,department stores, etc. Public days : Trade visitors, local consumers and foreign tourists

Related Posts

Thailand HBS 2012: Thailand Health & Beauty Show 2012, Event Postponed : Thailand Health & Beauty Show : Thailand HBS 2011, Thailand Health & Beauty Show 2011 Exhibitor Applications OPEN!, Healthy Opportunities at Thailand HBS 2011, Thailand?s Health and Beauty Sector More Attractive

Source: http://www.thaitradeusa.com/home/?p=10365

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PIPA - ICANNWiki

From ICANNWiki

(Difference between revisions)

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==The Obama Administration's Stand on PIPA==

==The Obama Administration's Stand on PIPA==

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In response to the "Stop the E-PARASITE Act" and "Veto the SOPA" online petitions, '''Victoria Espinel''', Intellectual Property Enforcement Coordinator at Office of Management and Budget, '''Aneesh Chopra''', U.S. Chief Technology Officer, and '''Howard Schmidt''', Special Assistant to the President and Cybersecurity Coordinator for National Security Staff issued an official statement regarding the Obama Administration's stand on PIPA and SOPA. According the to the White House, it will not support a bill that will undermine the freedom of expression and innovation of the global internet and increase cybersecurity risk. The Obama administration also encouraged all internet stakeholders including content creators and internet service providers to work together in developing measures to effectively combat online piracy. Furthermore, the White House promised to keep working with the Congress to achieve a bipartisan legislation that ''"provides new tools needed in the global fight against piracy and counterfeiting, while vigorously defending an open Internet based on the values of free expression, privacy, security and innovation."''<ref>[https://wwws.whitehouse.gov/petition-tool/response/combating-online-piracy-while-protecting-open-and-innovative-internet Combating Online Piracy while Protecting an Open and Innovative Internet]</ref>

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In response to the "Stop the E-PARASITE Act" and "Veto the SOPA" online petitions, '''Victoria Espinel''', Intellectual Property Enforcement Coordinator at Office of Management and Budget, '''Aneesh Chopra''', U.S. Chief Technology Officer, and '''Howard Schmidt''', Special Assistant to the President and Cybersecurity Coordinator for National Security Staff issued an official statement regarding the Obama Administration's stand on PIPA and SOPA. According the to the White House, it will not support a bill that will undermine the freedom of expression and innovation of the global internet and increase cybersecurity risk. The Obama administration also encouraged all internet stakeholders including content creators and internet service providers to work together in developing measures to effectively combat online piracy. Furthermore, the White House promised to keep working with the Congress to achieve a bipartisan legislation that ''"provides new tools needed in the global fight against piracy and counterfeiting, while vigorously defending an open Internet based on the values of free expression, privacy, security and innovation."'' <ref>[https://wwws.whitehouse.gov/petition-tool/response/combating-online-piracy-while-protecting-open-and-innovative-internet Combating Online Piracy while Protecting an Open and Innovative Internet]</ref>

==Blackout Protest==

==Blackout Protest==


Latest revision as of 03:15, 29 March 2012

Protect IP Act (PIPA or S.968) also known as Preventing Real Online Threats to Economic Creativity and Theft of Intellectual Property Act of 2011 was a proposed legislation introduced by Senator Patrick Leahy in the United States Senate Committee on Judiciary on May 12, 2011. The bill was initially supported by 40 Senators including Senators Orrin Hatch (R-Utah),Charles Schumer (D-N.Y.), Chuck Grassley (R-Iowa),Chris Coons (D-Del.), Dianne Feinstein (D-Calif.), Herb Kohl (D-Wis.), Lindsey Graham (R-S.C.), Richard Blumenthal (D-Conn.) and Sheldon Whitehouse (D-R.I.). Under the provisions of the bill, the Department of Justice (DOJ) receives the authority to request a court order against suspected foreign websites involved in infringing activities. The Attorney General would then be able to issue directives to search engines, domain name registries, registrars, Internet advertising companies and financial transaction providers to stop doing business with rogue websites.[1][2]

The proponents of the bill stated that PIPA aims to protect consumers, investments and the jobs associated with the American development of brands and content. They also said that the bill will send a strong message that the United States protects its Intellectual Property rights against entities operating infringing websites and selling or distributing pirated and counterfeit products.[3]

The proposed Protect IP Act just like the Support Online Piracy Act introduced in the House of Representatives, was bipartisan legislation. It has its own supporters as well as opponents.[4]

Supporters

The supporters of the bill said that PIPA is significant legislation to stop foreign owned websites from gaining profits by selling or distributing counterfeited products, thereby protecting consumers. Supporters of the legislation include: [5][6] Official statements from the PIPA supporters can be found here

  • Independent Film & Television Alliance (IFTA)
  • National Association of Theatre Owners (NATO)
  • Motion Picture Association of America, Inc. (MPAA)
  • Directors Guild of America (DGA)
  • American Federation of Musicians (AFM)
  • American Federation of Television and Radio Artists (AFTRA)
  • International Alliance of Theatrical Stage Employees (IATSE)
  • Screen Actors Guild (SAG)
  • International Brotherhood of Teamsters (IBT)
  • Nashville Songwriters Association International
  • Songwriters Guild of America
  • NBC Universal
  • Viacom
  • National Cable & Telecommunications Association (NCTA)
  • Information Technology and Innovation Foundation
  • Institute for Policy Innovation (IPI)
  • Macmillan Publishers
  • Acushnet
  • Recording Industry Association of America (RIAA)
  • Copyright Alliance
  • U.S. Chamber of Commerce

Opposition

PIPA it not supported by many individuals, organizations and large technology companies, internet engineers and security experts, venture capitalist and civil libertarian communities and internet users because of the proposed strategies to be used against suspected infringing websites.

Security Experts Technical Concerns

In May 2011, internet security experts, including Steve Crocker, CEO of Shinkuro Inc., and Chairman of the ICANN board; David Dagon, DNS post-doctoral researcher at Georgia Institute of Technology; Dan Kaminsky, security researcher for Fortune 500 companies such as Cisco and Microsoft; Danny McPherson, Chief Security Officer for Verisign and Paul Vixie, founder of Internet Systems Consortium sent a White Paper to the members of the Senate explaining how PIPA's DNS related provisions will cause harmful effects to the security and technical stability of the current Internet architecture. They encouraged lawmakers to scrap the DNS filtering provisions---Section 3(d)(II)(A)(ii) as stipulated in the proposed bill- because it was not compatible with the end-to-end implementations of DNS Security Extensions (DNSSEC), a DNS security extension which allows certain information to be signed cryptographically providing secure authentication of Internet assets.[7]

Senator Ron Wyden Against PIPA

Senator Ron Wyden promised that he would filibuster in the Senate floor against the bill. According to him, "I will be working with colleagues on both sides of the aisle over the next month to explain the basis for this widespread concern, and I intend to follow through on a commitment that I made more than a year ago, to filibuster this bill when the Senate returns in January." [8] Wyden is proposing the Online Protection and Enforcement of Digital Trade Act (OPEN) as an alternative legislation to resolve the issues raised under SOPA and PIPA. OPEN also aims to resolve IP infringement but it will not use black listing and censorship to protect intellectual property right, instead it will will expand the capability of the ITC to investigate infringement.[9]

Net Coalition Against PIPA

The Net Coalition led by Markham Erickson is composed of different companies, web founders, public interest groups, non-profit and advocacy organizations and think tanks, industry associations, websites and online service providers, Internet engineers and cybersecurity experts, academia and many other organizations. Below is a partial list of members from the net Net Coalition. A complete list can be found here

The Obama Administration's Stand on PIPA

In response to the "Stop the E-PARASITE Act" and "Veto the SOPA" online petitions, Victoria Espinel, Intellectual Property Enforcement Coordinator at Office of Management and Budget, Aneesh Chopra, U.S. Chief Technology Officer, and Howard Schmidt, Special Assistant to the President and Cybersecurity Coordinator for National Security Staff issued an official statement regarding the Obama Administration's stand on PIPA and SOPA. According the to the White House, it will not support a bill that will undermine the freedom of expression and innovation of the global internet and increase cybersecurity risk. The Obama administration also encouraged all internet stakeholders including content creators and internet service providers to work together in developing measures to effectively combat online piracy. Furthermore, the White House promised to keep working with the Congress to achieve a bipartisan legislation that "provides new tools needed in the global fight against piracy and counterfeiting, while vigorously defending an open Internet based on the values of free expression, privacy, security and innovation." [10]

Blackout Protest

References

Source: http://icannwiki.com/index.php?title=PIPA&diff=55955&oldid=prev

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Fox renews "Bones" for eighth season

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Source: http://news.yahoo.com/fox-renews-bones-eighth-season-174159735.html

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Stephen Colbert refuses to eat his 'Baroccoli'

?

By Chiderah Monde, msnbc.com contributor

Stephen Colbert isn?t hiding his excitement about the possible strike down of President Obama?s healthcare mandate. In fact, the ?Colbert Report? host is thrilled at the possibility of the Supreme Court repealing Obamacare ? a strong sentiment echoed by the Republican Party.

?You lose Mr. President!? Colbert exclaimed, ?Take Obamacare and stick it where the sun don?t shine! Then have it removed by a doctor that you have to pay yourself because he?s not in network.? Over the past three days, the Supreme Court has posed challenging, critical questions to the Obama administration about its massive bill, and Colbert was glad to see the administration struggle to present its case.

?It was a train wreck that slammed into the Hindenburg, landed on the deck of the Titanic, and then sailed it to see John Carter,? Colbert said.?That last reference alluding to the recent catastrophic flop at the box-office.

This mandate isn?t the good kind of ?man date,? he goes on to explain, where two buddies play racquetball together and recharge with a couple of burgers, brews and absolutely no sexual tension? instead this mandate requires that all Americans buy health insurance.

And if the administration can force us all to buy health insurance, then it can certainly force us to eat broccoli ? Colbert explains. By his logic, the country is in dire straits because if we don?t fight this evil mandate now, it could lead to more outrageous demands. ?They?re going to make us eat other vegetables ? including lima beans!? Colbert exclaims, ?Take naps when we?re not tired, and kiss our grandmothers even though she smells like old Tupperware!?

And he?s simply not going to do it. Colbert refuses to have his health care decisions made by ?Baroccoli Obama.?

Related content:

Source: http://entertainment.msnbc.msn.com/_news/2012/03/29/10919450-stephen-colbert-refuses-to-eat-his-baroccoli

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4G Confusion Reigns: Apple in Hot Water Over iPad Labeling Abroad

The iPad's super-speedy 4G LTE capabilities may be a no-go for some international users. And new iPad owners in Australia and Europe are finding this out the hard way, highlighting the continued confusion about consumers' understanding of 4G.

Source: http://feedproxy.google.com/~r/GearFactor/~3/-h0xte1toVs/

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Jessica Simpson Ditches Heels One Month Before Due Date

Jessica Simpson has made a point of staying stylish throughout her pregnancy, but there comes a point when even she has to give up stilettos and switch to more sensible shoes.

Source: http://www.ivillage.com/jessica-simpson-gets-rid-heels-one-month-due-date/1-a-439599?dst=iv%3AiVillage%3Ajessica-simpson-gets-rid-heels-one-month-due-date-439599

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Eye-Tracking Computers Will Read Your Thoughts -- Science ...

Eye Tracking

? ThinkStock
In the future, will we be served online ads based on the thoughts reflected in our eye movements?


Consider, for a moment, the following list: Republican. Abortion. Democrat. Future. Afghanistan. Health care. Same-sex marriage.

There is an enormous amount of information reflected in the way you just read that list. Did your eyes pause for a fraction of a second on certain words? Did your pupils dilate, ever so slightly, at any point while you were reading the list? For some words did your eyes blink at a different rate? Did you backtrack to reread any words, and if so, which ones, when, and for how long?

Eye-tracking, which uses images from one or more cameras to capture changes in the movements and structure of our eyes, can measure all of these things with pinpoint accuracy. There are many benevolent applications for eye-tracking, most notably in providing disabled people with a way to interact with objects on a screen. But recent advances are taking the technology into the mainstream, with the biggest initial applications likely to be in user interfaces and gaming.

Apple, for example, has filed a patent application for a three-dimensional, eye-tracking user interface, and European company Sensye aims to have its eye-tracking software built into smartphones next year. As eye-tracking becomes increasingly deployed in laptops, tablets, and smartphones in the coming years, it will open a new front in the fractious digital privacy debate.

Today, eye-tracking isn't quite ready for mass-market adoption. The computations required tax even the advanced computer chips found in many current-generation consumer devices. In addition, not all of these devices have "front-facing" cameras that can capture images of a user's eyes. But these obstacles are vanishing as mobile phones and other devices become increasingly powerful. While today's laptops and tablets might have trouble performing eye-tracking computations, those of 2015 will be able to do so with ease. And, they will almost all have front-facing cameras.

Once the technology for eye-tracking is in place, it will glean information conveying not only what we read online, but also how we read it. Did our eyes linger for a few seconds on an advertisement that, in the end, we decided not to click on? How do our eyes move as they take in the contents of a page? Are there certain words, phrases, or topics that we appear to prefer or avoid? In the future, will we be served online ads based not only on what we've shopped for, but also on the thoughts reflected in our eye movements?

This information will be collected, analyzed and resold to hundreds of companies - advertisers, data analytics providers, and others - across the digital ecosystem in what the industry calls the "mobile marketing value chain." In theory, they will be anonymous, "nonpersonal" data. But in practice, the anonymity will be easy to penetrate. For example, eye-tracking data collected from tablets and smartphones will be tied to a "unique device identifier" associated with one specific device. These data will also be correlated to accurate location-tracking information, often to the precision of a specific home or commercial building.

If we have learned anything from the steady drumbeat of revelations about data collected without our consent - think Carrier IQ in November, Android in December, and Google, Twitter, Apple, and Android last month - it is that these stories tend to follow a predictable pattern: After a few days of headlines, calls for congressional or FTC investigations, and damage-control statements from company representatives, attention shifts elsewhere. For each data collection leak that gets identified and plugged, there are probably dozens more waiting to be discovered. It is an environment in which asking forgiveness, not permission, has proven to be a highly successful business strategy.

The overwhelming majority of the time, no one will be interested in putting all of this information together. But if someone does want to identify us by name, study our eye movements, and try to gauge what we, as individuals, were thinking as we viewed digital content, all of the necessary data will be readily available.

We also have to recognize the law-enforcement and security applications for eye-tracking. Researchers in the United States and the United Kingdom have mapped the correlation between blink rates, pupil dilation, and deception. The Department of Homeland Security has been developing a "pre-crime" program aimed at identifying criminals before they act. The DHS program, known as Future Attribute Screening Technology, is designed to analyze images acquired at airport security checkpoints to measure eye movement, position, and gaze (as well as heart rate, respiration, and facial expression) to identify behavior deemed suspicious.

Of course, it's tempting to think that there's a very low-tech solution to unwanted eye-tracking performed by our personal electronics devices: put a piece of masking tape over the camera. For today's devices, that would do the trick. But that may not be an option in the future. As evidenced by an Apple patent application, future display screens could include thousands of tiny imaging sensors built into the screen itself.

Today, when we read something online, our thoughts are still our own. We should enjoy it while it lasts.

Source: http://www.sott.net/articles/show/243521-Eye-Tracking-Computers-Will-Read-Your-Thoughts

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SEO Canada- More Online Visibility For Your Business | Search ...

Mar 28 2012

Website positioning is a phrase you may have seen talked about many places and noted on internet marketing forums. It stands for Search engine optimization and is a specialist field. A number of persons are good at implementing Website positioning and others are not. The goal posts for search engine optimization are changing all the time and marketers are for eternity finding new ways in which to employ Search engine optimization strategies in order to improve their search engine rankings. There are many aspects to make your web site rank high in the search engine rankings, and this is very essential for businesses that are dependent on their online visibility for profit. Search engine optimization companies are experts in helping you make your web site more visible on the Internet by improving your chances of becoming the top ranked site on Google, Yahoo, and Bing. There are various Web optimization packages that Web optimization companies employ to improve your rankings.

Many SEO companies are composed of talented writers who have degrees in marketing, advertising, and the social sciences, and they apply their knowledge and skills to promote your websites and your products. Content Writing can be further divided into several packages, depending on the type of article you want written and the number of words. The Search engine optimization company will create articles for you, and then submit these articles to the top directories on the Internet. Article submission increases your web site traffic by making your articles obtainable in such directories. These directories are valuable because their content may be picked for syndication on other web pages, further increasing the impact of your content online.

Website positioning is the process of implementing techniques that will have an effect of your organic search engine rankings. This will result in more targeted traffic to your web pages which in turn will result in an increased number of sales or income from your web pages.

OnPage Website positioning is basically a term used for tangible changes made to your website. This usually directly relates to content on your web page as well as hidden changes within your source code such as alt tags and title tags. Search engines such as Google will then visit your web page and will notice these changes which will potentially change the outcome of your rankings.

If other web pages are also linking to these authority websites then that will pass on extra weight to your web page which will likely result in your web site being pushed up in the rankings increasing your online presence.Google looks for natural patterns. A kind of natural infrastructure that occurs when website link to other web pages because of the useful content that they have, and also want to share that content with their own site visitors.

Check out SEO Manitoba

Tags: business, increasing sales, marketing, online marketing, sales, search engines, seo canada, seo search engines, seo tips, small business, technology, web promotion

categoriesseo search engines | Jane Hanssen | 28 March 2012 |

Source: http://www.vet-isep2009.com/seo-canada-more-online-visibility-for-your-business

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Swedish Uses Colon Cancer Live Stream to Fight Disease - Exec ...

Physicians will respond on camera to questions during live streamed colonoscopy on March 28

SEATTLE, March 27, 2012 /PRNewswire-USNewswire/ -- Colorectal cancer doesn't broadcast its presence until it's too late. Swedish Health Services hopes to change that by getting the word out about safe and effective prevention options.

On Wednesday, March 28, 2012 from 9 a.m. to 12 p.m. (PDT), Swedish physicians and staff will host its first-ever online chat and video stream of a colonoscopy procedure. The stream will be made available online at www.swedish.org/colonlive.

In the United States today, colorectal cancer is the second leading cause of cancer-related deaths for both men and women. It is estimated that 51,000 people will die of the disease this year and 143,000 new cases will be diagnosed.

The American Cancer Society recommends that, upon turning age 50, everyone should get a colonoscopy to prevent colon and rectal cancers. The test is designed to find both early cancer and polyps (growths in your large intestine).

"Right now, only about 60 percent of patients get screened, even though the effectiveness in reducing deaths has been proven," said Dr. Raman Menon, a colon and rectal surgeon at Swedish. "Regular testing is a powerful weapon for preventing the onset of the disease. Removing polyps in the colon keeps the cancer from ever evolving into anything dangerous. The disease is easily treatable if found at an early stage."

"Education is our best, most cost-effective weapon against colorectal cancer," said Dr. Nicholas Procaccini, a gastroenterologist at Swedish. "Screening helps people stay well and it saves lives."

In nine of 10 patients who found their cancers early, their chance for survival in five years is high. Very often these people live a normal life span. If people neglect screening, the cancer can grow and spread without being noticed.

A colonoscopy takes about 30 minutes and is not painful. It is an internal examination of the colon, or large intestine, and rectum. It is done using an instrument called a colonoscope, which has a very small camera attached to a flexible tube that the examiner uses to scope the area. The procedure reviews the entire length of a colon.

As part of Colon Cancer Awareness Month, Drs. Menon and Procaccini will host an online chat and live stream featuring two colonoscopy procedures, one of a male and the other of a female patient. The live stream will be focused around the importance of undergoing routine colonoscopies after age 50 with a focus on advances in colonoscopy procedures.

During the live stream the public will have the chance to communicate with the physicians who performed the procedures and ask questions. The physicians will respond live on camera throughout the program. The dialogue will be focused around the importance of early detection in preventing and treating colon and rectal health issues. Anyone interested may also join the conversation via Twitter by using the hashtag #ColonLive.

Swedish is committed to identifying new ways of communicating to the community to better inform the public and provide important information about relevant health issues. Recently, Dr. Rod Kratz, a colon and rectal surgeon at Swedish, shared his experiences preparing for his first colonoscopy on YouTube. Dr. Kratz underwent his first at age 40 due to potential family history of colon and rectal health issues. His video can be found online here: http://www.youtube.com/watch?v=BVocXp-CYHU.

For more information, or to schedule your own colonoscopy, visit: http://www.swedish.org/colorectal ?or call 206-386-6600.

About Swedish

Swedish has grown over the last 102 years to become the largest non-profit health provider in the Greater Seattle area with 11,000 employees, more than 2,800 physicians and 1,700 volunteers. It is comprised of five hospital campuses (First Hill, Cherry Hill, Ballard, Edmonds and Issaquah); ambulatory care centers in Redmond and Mill Creek; and Swedish Medical Group ? a network of more than 100 primary-care and specialty clinics located throughout the Greater Puget Sound area. In addition to general medical and surgical care including robotic-assisted surgery, Swedish is known as a regional referral center, providing specialized treatment in areas such as cardiovascular care, cancer care, neuroscience, orthopedics, high-risk obstetrics, pediatric specialties, organ transplantation and clinical research. For more information, visit www.swedish.org, www.swedishcares.org, www.facebook.com/swedishmedicalcenter, or www.twitter.com/swedish.?

Swedish is affiliated with Providence Health & Services, which is a Catholic, not-for-profit organization founded by the Sisters of Providence in 1856 with 27 hospitals, 214 physician clinics and almost 53,000 employees across five states. Based in Renton, Wash., Providence Health & Services provides strategic and management services to integrated health-care systems in Alaska, California, Montana, Oregon and Washington state. For more information, visit www.providence.org.

SOURCE Swedish Health Services

Source: http://www.execdigital.com/press_releases/swedish-uses-colon-cancer-live-stream-to-fight-disease

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Obama heard asking Medvedev for 'space' on missile issue

During his meetings in South Korea on missile defense, President Obama was overheard telling Russian President Dmitry Medvedev to give him "space" until after November. NBC's Chuck Todd and Kristen Welker report.

By NBC News' Shawna Thomas

SEOUL, South Korea -- It was a comment not intended for public consumption, and another lesson for President Barack Obama on the importance of being careful about what you say around microphones, especially in an election year.

At the end of a 90-minute meeting between Obama and Russian President Dmitry Medvedev on Monday, journalists rushed in to hear remarks from the leaders about the content of their talks.


Journalists spied the two leaders leaning close together and talking in hushed tones.? According to those in the room, the conversation was difficult to hear but the videotape revealed Obama asking the Russian leader to wait until after the November election before pushing forward on the topic of a planned missile defense shield.

Photos: Obama and Medvedev talk nukes

"Pool" videotape provided more information about the conversation between the two leaders:

Obama: This is my last election?After my election I have more flexibility.

Medvedev: I understand. I will transmit this information to Vladimir.?

While most journalists didn't catch the rest, one Russian reporter managed to record the context with his equipment.

Obama: On all these issues, but particularly missile defense, this, this can be solved but it's important for him to give me space.

Medvedev: Yeah, I understand. I understand your message about space. Space for you...

Obama: This is my last election?After my election I have more flexibility.

Medvedev: I understand. I will transmit this information to Vladimir.?

The planned anti-ballistic shield system has been one of many sore spots between the two world powers in the last few years.

Obama says US can reduce nuclear stockpile

Moscow says it fears the system would weaken Russia by gaining the capability to shoot down the nuclear missiles it relies on as a deterrent. It wants a legally binding pledge from the United States that Russia's nuclear forces would not be targeted by the system.

White House Deputy National Security Adviser Ben Rhodes said the overheard comments were not a departure from the Administration's stated policy and responded to the exchange with the following statement:

?The United States is committed to implementing our missile defense system, which we?ve repeatedly said is not aimed at Russia. However, given the longstanding difference between the US and Russia on this issue, it will take time and technical work before we can try to reach an agreement. Since 2012 is an election year in both countries, with an election and leadership transition in Russia and an election in the United States, it is clearly not a year in which we are going to achieve a breakthrough. Therefore, President Obama and President Medvedev agreed that it was best to instruct our technical experts to do the work of better understanding our respective positions, providing space for continued discussions on missile defense cooperation going forward.?

Medvedev may have told Obama that he understands Obama's predicament, but the White House has been under increasing pressure on the issue.? Last week, the Russian leader gave a downbeat assessment of global security and international relations, saying the "Euro-Atlantic" security community he had hoped to create remained a "myth."

Medvedev, who will be succeeded by Vladimir Putin in May, said Moscow was unconvinced by the argument that the planned missile defense shield was intended as protection against a missile attack by countries such as Iran.

"We have time (for an agreement) but it is running out, and I think that it would be in our mutual benefit to reach mutually acceptable agreements," Medvedev told a security conference.

"The main thing is that we must hear one simple thing - hear it and receive confirmation: 'Respected friends from Russia, our missile defense is not aimed against Russian nuclear forces.' This must be affirmed, not in a friendly chat over a cup of tea or a glass of wine, but in a document."

NBC News' Alicia Jennings and Kristen Welker, and Reuters contributed to this report.

Source: http://worldblog.msnbc.msn.com/_news/2012/03/26/10866962-hot-mike-moment-obama-overheard-telling-medvedev-he-needs-space-on-missile-defense

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HP on Customer Expectations | Simbeck Hampson | Business ...

HP On Customer Expectations

Clipped, Community, Engagement

Brave words.

We didn?t make the investments we should have during the past few years to stay ahead of customer expectations and market trends,? Whitman said. ?As a result, we see eroding revenue and profits today. We need to invest now as a market leader from a position of strength, and that?s especially true because these businesses are not only under intense competitive pressure but are also under pressure from tectonic shifts that are taking place at the very foundation of the industry.

Understanding customer expectations is easier when opportunity exists for transparent mutual engagement; thinking about the science of social.

Are the insight he?s seeing too late fur HP? Can the HP brand shift over to these markets successfully? Once you see the opportunity it is often too late ? or so the saying goes; sprang to mind in this case?

We need to move quickly to capture emerging opportunities in areas like cloud, security, and information management,? Whitman continued. ?We?ve already assembled some formidable assets. Now we need to align our portfolio to deliver a new generation of capabilities. We see a once-in-a-generation chance to define the future of technology and position HP as a leader for decades to come.

#insight #casestudy #cloud #km #analytics #curated ^PH

G+ comments will be merged on a daily basis with the main post on http://simbeckhampson.com/blog/

Curated from:

Embedded Link

How Exactly Does HP Invest in the Future? ? Businessweek
A research note from Deutsche Bank paints a grim picture for HP?s future

Source: http://simbeckhampson.com/2012/03/26/hp-on-customer-expectations/

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Finance And Business | Tips on Dealing With Old Credit Card Debts ...

?Conducting Your Very Own Credit Card Debt Relief Program
Clearing off credit card debts might take quite a while if the debt if overwhelmingly high. Being buried in debt is not something any one of us would imagine happening to ourselves. But these things do happen with or without us realizing it. Sometimes we are just too dependent on our credit cards that we swipe them whenever and wherever we can. Before we even know it, our debts are mounting and by the time we realize it, we find that we can no longer meet the minimum required monthly payments....

?Mortgage Loans Versus Consolidation Loans
Credit card debts among Americans are on the rise. Overspending is the root of the problem with at least 40% of Americans families spending more than they actually earn according to a research done by Federal Reserve Bank. Sometimes a credit card debt can get so overwhelming that you just do not have the means to pay it all off by yourself. So you end up considering alternative options and get assistance to pay off your credit card debt. It probably crossed your mind that you could get mortgage...

?Credit Card Debt Relief Getting Yourself Out
Many people do not realize how deep they are in credit card debts until it gets more than just knee deep. The convenience of swiping plastic wherever you go makes you less mindful of how much you are actually spending and whether you could actually afford what you purchased. By the time you are aware that you are suffering from more than just buyer?s remorse, the debts are piling and you feel like there is no way out. You are more than likely inclined to file for bankruptcy because you feel...

?Why You Need to Take Up Debt Consolidation
You may have heard of debt consolidation but are you sure of its purpose or why you need to consolidate your debts? If you are one who gets stressed trying to clear up the mounting bills you get each month, especially your credit card bills, then it is time that you try to find a solution to reduce the amount of bills you have to pay. While one of the main solutions is to immediately pay up all your debts, it is highly impossible for most people because the fact is, most of our income is just...

?Consolidating Your Credit Card Debts
Many of us are burdened by credit card debts. Spending money by swiping those silver, gold or platinum plastic cards rarely makes us feel like we are actually parting with money. When we use cash, we actually see the money leaving our pocketbooks so we tend to be more frugal with it. When it comes to swiping cards, there is just no stopping us. We use credit cards to make purchases on both necessary and unnecessary items. Sometimes it gets up to a point where we do not even realize how deep we...

?Facts on Debt Consolidation Loan
If you have a debt problem and multiple loans that you are having trouble trying to pay up, then maybe you need to find out if a debt consolidation loan could help you with your financial problem. A debt consolidation loan is a loan that you could apply to pay off your various debts like credit cards, medical bills and even car loans. Sometimes, by getting a loan to settle up the other debts you have, you may be able to cut down on the amount of interest you were paying for your various debts....

?When to go For Credit Card Debt Program Settlement
A credit card can be a very valuable tool if used with care and foresight. At times it can even be indispensable for transactions such as renting a car or getting a hotel room. At the same time it is important to remember that a credit card is still a form of consumer debt and that you need to make timely payments and failing to do so can have adverse consequences. As with most consumer debts, failing to make payments on your credit card accounts in a timely manner may result in the lenders...

?Debt Relief and Debt Consolidation Guidelines
Debt consolidation is a form of debt relief that is the most common and popular choice among Americans. It is not necessarily the most recommended by professional experts due to the fact that debt consolidation means acquiring a new debt in order to pay for existing ones. You need to understand the mechanism of debt consolidation before even deciding to consolidate your debts. First you will need to ask yourself if your goal is to get lower interest rates or get better terms of payment. Debt...

?Why Get Debt Help
You have a mountain of credit card bills, medical bills and personal loans to pay and creditors are hounding you to pay up each month. So it is time you get debt help. While there are many options and ways for you to tackle your mounting debts, getting debt help may be the first thing to do. Consider this scenario. You have four credit cards and you have maxed out all of them. That's not all. You have taken several payday loans and personal loans too. Each month, your income is barely enough...

?Evaluating Debt Consolidation Services
There are many things in life that you simply cannot be nonchalant about. Your financial well-being is one of those things. When you find yourself in a situation where your debts are consuming the better parts of your life, you know it is time to take necessary actions to get yourself out of this particular situation. You might feel like you?ve run out of options once the creditors start overwhelming you with letters and telephone calls. Do not panic. You are not the only one in the world...

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